Why Do I Need Landlords Insurance?

Landlords Insurance is essential for property owners who lease their properties, providing protection against common risks such as tenant damage, rental default, and natural disasters. It helps ensure that your investment remains profitable and protected.

What Does Landlords Insurance Cover?

Landlords Insurance typically covers property damage, loss of rental income, and liability claims. It also covers tenant-related risks such as damage caused by tenants and issues that lead to unforeseen legal costs.

landlords insurance coverage scenario

What's Generally Included & What's Not?

Landlords Insurance generally includes a range of coverages designed to protect against the specific risks associated with leasing property. This includes structural damage, tenant-related damages, and loss of rental income. Coverage may also include legal liability and the cost of emergency repairs.

Often Included*
  • check icon Structural and content damages
  • check icon Rental income loss
  • check icon Liability claims
  • check icon Emergency maintenance
Often Excluded*
  • cross icon General wear and tear
  • cross icon Damage due to poor maintenance by the landlord
  • cross icon Property contents belonging to tenants
  • cross icon Issues known prior to policy inception

info icon More Info*

For a complete list of terms, conditions and exclusions please refer to the relevant Product Disclosure Statement (PDS) or get in touch with one of our advisors.

Why Choose Aussurity for Landlords Insurance?

  • scale showing competitive pricing

    Quality Products & Competitive Pricing

    Having an extensive network of partners means that we can offer quality products with highly competitive pricing from some of Australia’s leading insurance companies.

  • insurance advisor

    Dedicated Insurance Expert

    Your account manager is your personal insurance expert, able to answer questions and provide tailored advice. Having a single point of contact means you'll receive consistent and high quality service.

  • claims assistant

    Claims Assistance

    A loss or claim being made against you can be a stressful experience. That's why we help guide our clients through every step of the Insurance claims process, relieving as much stress as we can along the way.

business owner speaking with insurance advisor

Not sure what cover you need?

Ask your trusted advisor!

Ensure your rental property is protected with Landlords Insurance from Aussurity. Contact us today for a comprehensive policy tailored to your needs.

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Landlords Insurance Frequently Asked Questions

Landlords Insurance provides financial protection to property owners who rent out their properties, covering various risks associated with tenants and property management.

Any property owner who rents out their property should consider Landlords Insurance to protect against potential financial losses.

It typically covers property damage, loss of rental income, liability issues, and tenant-caused damages.

Whilenot legally required in all cases, many lenders require it if the property is mortgaged, and it is highly recommended to protect your investment.

Yes, most insurers allow you to customize your Landlords Insurance policy to include specific coverages that match your property's needs and risk exposure.

To make a claim, contact your insurance provider immediately after an incident. Provide all necessary documentation and follow their guided process to ensure your claim is handled efficiently.